No hard credit check for applying
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- Your application is subject to approval based on creditworthiness.
- You must be at least 18 years of age, or as required by state law.
- The interest rate and terms offered will vary based on on credit worthiness, loan amount, state of residence, and the merchant partner you’re transacting with.
- Your rate will be 0-30% APR based on credit and is subject to an eligibility check. For example, a $700 purchase might cost $63.25/month over 12 months at 15% APR. Options depend on your purchase amount and a down payment may be required.
- A pre-qualification is valid for 28 days, and is subject to a continuing ability to meet the criteria used for the pre-qualification.
Flexible payment options
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